Contractor Insurance from Regional Insurance

Customized  Insurance Coverage For Your Unique Situation

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No two contractors have exactly the same insurance needs, and that’s why we’ll provide you with an insurance package that’s customized to your situation.  With our 30+ years of experience, we can offer you the expertise you need.

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Over the year, we’ve helped to insure contractors in many different fields:

• Carpenters

• Masons

• Concrete and cement contractors

• Roofers

• Electrical contractors

• Plumbing contractors

• Heating & cooling contractors

• And many more

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Personalized Service is the Difference

 

We’ll begin with a full risk analysis and consultation, and offer you practical advice on measures you can take to minimize your exposure to risk that may also reduce your insurance premiums. A turnkey approach to insurance means that you may end up buying coverage you don’t need. That won’t happen with our customized insurance solutions.

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What to Expect

 

You will need insurance protection for your physical assets, business income, liability exposure, your employees and their benefits if applicable.  Insurance coverage may include many specific provisions tailored to your circumstances.

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These may include:

• Business property insurance, including office contents

• Equipment, including loss, theft and breakdown of your own equipment as well as short term equipment rentals, leased or even borrowed equipment

• Fines and damages that are incurred when you can't meet your contractual obligations due to an insured incident

• Commercial general liability

• Loss of revenue if your income is affected by losses or damages at a contract site

• Building material replacement

• Group accident coverage for your employees

 

Surety Bonds

 

This is an important consideration for contractors in particular, and will be a mandated requirement on government construction projects, among others.

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A "surety" or bond is a time honoured legal contract that essentially involves a third-party to ensure that contractual obligations are fulfilled. In other words, it guarantees your potential clients that your obligations will be fulfilled and the job or project in question will be completed in a timely manner within the provisions of the contract even if you fail to do so as the contractor or sub-contractor.

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A contract surety involves strict per-qualification procedures and requirements, and as a result it gives your potential clients peace of mind.

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We Can Help

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Those are just some of the areas where we can help protect you against losses when unanticipated events and incidents can interfere with the continued operation and viability of your business. Your day to day operations are complicated enough - let us help protect their future.